Intergenerational planning at Octopus Investments
Here to help – Before and after a client passes away
At Octopus, we understand that estate planning is about people, families, and futures. Our dedicated Intergenerational Planning Team is here to support you and your clients at every stage, helping you deliver outstanding outcomes and build relationships that last across generations.
Why intergenerational planning matters
When families experience loss, it’s often a time of uncertainty and change. If advisers aren’t part of the conversation early, those vital relationships can fade. Intergenerational planning matters because it helps you stay connected with families, support them through key moments, and ensure your guidance continues to make a difference — now and for generations to come.
Why start the conversation early?
Protect your client relationships
When a client passes away, assets often move on. By engaging beneficiaries and families now, you build trust and continuity, helping retain assets under advice.
Add real value
Estate planning is more than paperwork—it’s about guiding families through important decisions. Early conversations ensure beneficiaries are prepared and clients’ wishes are respected.
Stay ahead of the curve
Advisers who lead on intergenerational planning stand out. Our team provides practical tools, resources, and support to help you deliver a service that goes beyond expectations.
Fulfil your duty of care
Preparing families for the future isn’t just good business—it’s the right thing to do. We help you facilitate sensitive conversations and make the probate process smoother for everyone involved.
How we can support you
Starting intergenerational planning conversations can be challenging. That’s why our dedicated team of specialists, led by Jasmine Christy, is here to support you every step of the way – before and after a client passes away – helping you build strong relationships with beneficiaries and the next generation, all at no extra cost.
Jasmine Christy
Head of Intergenerational Planning at Octopus Investments
Katie Sedgwick
Intergenerational Team Planning Executive
Izzy Thomson
Intergenerational Team Planning Executive
Willo Corfield
Intergenerational Team Planning Executive
We’re here to make planning easier for you and your clients – trusted by advisers nationwide, with over 7,000 estates supported and £332 million retained across investors.
Point of contact
We work closely with advisers, beneficiaries, and executors to keep everyone informed throughout the probate process. Our team is your single point of contact, ensuring clarity and continuity at every step.
Smoother probate
We make sure relief from inheritance tax is claimed when a client dies holding one of our investments, helping you and your clients’ families navigate the process with confidence.
Advice opportunities
We provide you with the tools and resources you need to advise beneficiaries, develop retention strategies, and protect your business for the long term.
Wealth transfer strategy
Long before a client passes away, we can help you develop a strategy to retain assets and protect the value of your business.
“Without exception the service we received from Octopus was outstanding. Thank you all for making this as painless and easy as you possibly could. Your service far exceeded everyone else we have dealt with. Your kindness really made a difference.”
Intergenerational Toolkit
Intergenerational Toolkit
Support and nurture your clients at every stage with these resources.
Key documents
| What I own and where I keep it | Download |
| Guide to being an executor | Download |
| Octopus Inheritance Tax Service brochure | Download |
| Octopus AIM Inheritance Tax Service brochure | Download |
| Octopus AIM Inheritance Tax ISA brochure | Download |
| Guide to BPR-qualifying investments and trusts | Download |
| Advising executors and beneficiaries on Business Relief investments | Download |
Ready to start the conversation?
Whether you’re looking for guidance on a specific case or want to build a long-term intergenerational strategy, we’re here to help. Book a meeting with our team or explore our resources to get started.
FAQs
Who can contact the Intergenerational Planning team?
Advisers, executors, beneficiaries and solicitors can reach out directly. We work collaboratively with all parties to ensure clear communication from start to finish.
What happens when an investor passes away?
Once we are notified of an investor passing away we will send out a bereavement pack, containing the probate valuations and guide to the next steps. A member of the team will then call the adviser to introduce ourselves and offer our assistance.
How do you notify Octopus of a client passing away?
We just need a scanned copy of the death certificate emailed to [email protected].
Is there a specialist partner for legal and probate services?
As part of the Octopus Group, Octopus Legacy offers specialist estate planning and bereavement support. Through our partnership, eligible clients investing in the Octopus Inheritance Tax Service can access exclusive lifetime estate planning packages at preferential rates. For full details, visit the Octopus Legacy page.
Can you pay HMRC for an IHT bill from an Octopus Investment?
In some cases its possible for us to release funds pre probate to cover an IHT bill, please contact the team to discuss this further.
Can Octopus facilitate additional permitted subscription transfers?
Yes it is possible for us to facilitate this, please contact the team for more information.