See how tax-efficient investments could help you meet the needs of a wide variety of clients.
Our planning scenarios
We have several tax-planning scenarios designed to help you develop appropriate strategies for your clients. To be helpful, we’ve grouped these by both client type and by investment type.
In each scenario you’ll meet an example client and learn about their needs and circumstances. You’ll then see how that client’s financial adviser used tax-efficient investments to achieve better outcomes.
Please bear in mind that nothing here should be viewed as advice. Any suitability decisions should be based on a comprehensive review of your client’s objectives, needs and attitude towards risk.
We’ve based each scenario on how advisers tell us they use tax-efficient investments.
Tax planning opportunities
Identify new clients that could benefit from a tax-efficient investment.
Improve client outcomes
See how you could recommend effective tax planning for your clients.
Client planning scenario categories
Select a category to explore relevant planning scenarios.
Estate planning while retaining access
Strategies to help clients plan for inheritance tax while keeping control of their wealth.
Tax planning for high earners
Tax planning strategies to help high-earning clients find additional ways to make tax-efficient investments.
Additional ways to invest for retirement
Planning ideas to help clients who are restricted in their pension planning.
Diversifying a portfolio
Tax planning strategies to help your clients build a more diverse portfolio while making use of available tax reliefs.
Planning for business owners
Planning ideas to help clients who own a business become more tax-efficient.
Using an ISA for estate planning
Planning ideas to help clients who are committed ISA investors plan for inheritance tax.
Estate planning that’s effective quickly
Planning ideas to help clients target fast relief from inheritance tax.