The Knowledge Base
Deep dive with Octopus on estate planning
Ask Octopus – our new IHT and estate planning helpdesk
Got a technical question about estate planning?
We’re here to offer advisers support.
Inheritance tax
Check out our guides, insights and tools to help you get to grips with IHT.
Guides
Calculators
Trusts
Comprehensive guidance on the different types of trusts and relevant client scenarios.
Lifetime gifts
All the important information regarding rules on gifting when it comes to estate planning.
Business Relief
A wealth of resources to help you understand Business Relief (previously called Business Property Relief) and how to use it as an estate planning strategy for suitable clients.
Preparing for the great wealth transfer
Take a look at our top tips for working with beneficiaries and retaining assets under advice.
Estate planning now and moving forward
Visit our inheritance tax post-Budget webpage
Our webinars
Spotting opportunities in your client bank
Spot estate planning opportunities in this session covering client scenarios.
Duration: 30mins
Prioritising estate planning
Support your understanding of key estate planning strategies and help clients take action.
Duration: 36mins
Estate planning with confidence
Watch this webinar to get confident with estate planning and make the most of this opportunity.
Duration: 1hour 1min
For Advisers: Getting Estate Planning Right
This webinar gives you an opportunity to introduce any relevant clients to inheritance tax and the key ways to plan for it, including Business Relief.
Duration: 1hour 2mins
Writing Business Relief cases
Recommend Business Relief with confidence. Tune in for expert tips on soft skills, compliance, suitability and more.
Duration: 1hour
Identifying clients who could benefit from Business Relief
Watch this on demand webinar to hear planning ideas for common client scenarios where a client could benefit from a Business Relief-qualifying investment.
Duration: 37mins
Readying for Consumer Duty with tax-efficient investments
Watch this webinar to hear from leading experts on Consumer Duty and find out how you can help your clients achieve their objectives.
Duration: 44mins
Retaining assets in the wealth transfer
Hear from financial advisers on how they approach intergenerational planning, and pick up tips to improve retention in your business.
Duration: 47mins
Growing through estate planning
Tune in to understand how to help your client and grow your business with estate planning.
Duration: 1hour
Tax-efficient returns and the new advice landscape
Watch this on-demand webinar to find out how tax-efficient investments could have a meaningful outcome for clients in the current climate.
Duration: 1hour
Business Relief-qualifying investments from Octopus
Octopus Inheritance Tax Service
Our flagship service targets a steady, predictable return and has been helping investors pass on more of their wealth for over a decade.
Octopus AIM Inheritance Tax Service
This service helps investors pass on more of their wealth while targeting growth by investing in companies listed on the Alternative Investment Market (AIM).
Octopus AIM Inheritance Tax ISA
Investors with large ISA pots can protect more of their wealth from inheritance tax while keeping it in an ISA wrapper.
Risks to bear in mind
Capital at risk
The value of an investment, and any income from it, can fall as well as rise. Investors may not get back the full amount they invest.
Tax relief can’t be guaranteed
Tax relief depends on the companies invested in maintaining their BR-qualifying status. Tax treatment depends on individual circumstances and tax rules could change in the future.
Volatility and liquidity
The shares of AIM-listed and unlisted companies could fall or rise in value more than shares listed on the main market of the London Stock Exchange. They may also be harder to sell.
Assessed case-by-case
HMRC will only conduct a BR assessment after the death of an investor, to confirm whether the companies invested in qualify for BR at that time.
An award-winning investment provider
Octopus has won numerous awards, including the Five Star Investment Provider Award at the Financial Adviser Service Awards, voted for by financial advisers, ten years running.
