Octopus Legacy (part of the Octopus Group) is a specialist estate-planning partner offering wills, LPAs, document storage, probate support and legacy tools. For Octopus clients, they provide legal, administrative and emotional guidance, helping families prepare well and navigate estate administration with greater confidence.

Estate planning and probate can be complex, time-consuming and emotionally demanding — especially for executors who have never been through the process before. Many people don’t realise how much work is involved until they are in the middle of it. Octopus Legacy provides clear, structured support that helps make the process more manageable for clients and their families.

Clients benefit because Octopus Legacy helps them:

• Put the right documents in place so their wishes are followed
• Avoid common mistakes that can cause stress, delays or additional professional fees
• Support their executors, who often face dozens of tasks at an already difficult time
• Organise your information securely, so nothing important is missed or lost
• Prepare their family emotionally, not just practically, through legacy tools like the Legacy Box or Legacy Film
• Reduce the administrative burden with guidance, checklists and probate consultations
• Minimise the need for professional intervention, which may help reduce overall costs

Many families say having a helping hand through Octopus Legacy gives them peace of mind — knowing their affairs are organised, their executors have somewhere to turn for guidance, and their loved ones will not be left tackling everything alone.

Clients should speak to their financial adviser to understand whether they qualify for the Classic or Premier package and which services may be most appropriate.

Some circumstances where clients often find the packages particularly helpful include:

• They have an outdated will or no will in place
• They want to ensure their executors are supported and understand their responsibilities
• Their estate includes multiple assets such as property, investments or business interests
• They want secure storage for important documents
• They would like to leave personal messages or memories for loved ones
• They want guidance through probate to help reduce the burden on their family

The financial adviser can help determine the most appropriate package and explain how to access Octopus Legacy’s services.

The Classic and Premier packages are available to customers making a qualifying investment into the Octopus Inheritance Tax Service (OITS) or OITSPlus. A financial adviser can help determine whether you meet the eligibility criteria.

Each package includes will services, LPAs, secure storage, executor support and discounts on probate services. The Premier package offers additional benefits such as a Legacy Film and enhanced probate discounts. Download the brochure for full details

No. Octopus Legacy can help clients complete many estate-planning tasks and reduce the need for solicitor involvement, but some situations — such as complex trusts or disputed estates — may still require specialist legal advice.

When a client dies, their investments can be passed on, held or sold, depending on the circumstances and the wishes set out in the will. Our Intergenerational Planning team supports advisers, executors and beneficiaries in understanding these options, including:

• How to transfer investments to beneficiaries
• When encashment might be required
• How Business Relief may apply
• What documentation HMRC and probate teams need

We also explain timelines, valuation requirements and any steps needed to avoid delays during the estate administration process.

This is the toolkit to leave behind to help the people your clients love take on life without them. From space to store practical documents – such as copies of wills and storage certificate, to the personal gifts that keep them connected to the people they love even after they’re gone. Including letters, advice, voice recordings and memories. 74% of people said that the best thing they were given after someone died had no monetary value. 86% of people said that these types of gifts helped them process their grief.

Have your clients ever worried that stories passed down from generation to generation might get lost? Octopus Legacy’s expert film crew will help your client craft questions to ask on film. They will come to their home and capture the stories that matter from their life, or of someone they love, and help them preserve them forever.