Articles from Toyin Oyeneyin

Every year counts: Practical support from Octopus to cut through the pre-Budget noise
4 Nov 2025

Every year counts: Practical support from Octopus to cut through the pre-Budget noise

At Octopus Investments, we’ve been helping advisers cut through the noise and act with confidence. From understanding the upcoming changes to the IHT landscape to identifying opportunities to restore tax efficiency, we’ve supported advice firms across the country to move clients forward. Here, we set out what’s known, the true cost of delay, and the practical steps advisers can take now.
How effective is gifting as an estate planning strategy?
25 Jul 2025

How effective is gifting as an estate planning strategy?

Gifting can be a valuable tool in estate planning—but it’s not without its challenges. This insight explores how financial advisers can help clients make the most of gifting allowances, understand key rules like the seven-year taper, and avoid common traps that could trigger unintended tax consequences.