How do I make a complaint?

Making a complaint

Outstanding customer service is at the heart of everything we do. But that doesn’t mean we get it right every time. If our service doesn’t live up to your expectations, or if you have a client where something’s gone wrong, tell us and we’ll fix it. Here’s what you need to do:

Tell us what went wrong

What happens next?

It’s important that we’re given the chance to investigate the complaint fully, and then respond in a way that addresses the concerns raised. We’ll always be fair and reasonable in our approach, and wherever possible we’ll improve things so that it doesn’t happen again.

Some complaints can take longer to resolve, but we’ll keep you updated throughout. After we’ve finished investigating the complaint, we’ll get back with a decision and explain how we’ve reached our conclusion. We’ll do this either by phone, email or letter.

Talking to the Financial Ombudsman Service

Where a complaint is raised by you on behalf of your client, if they’re unhappy with our decision and would like to take the complaint further, this can be referred to the Financial Ombudsman Service, which aims to resolve disputes between financial services companies and their customers. We’ll send their details along with our written response to the complaint.