Growth potential, ISA benefits and inheritance tax exemption in one investment
Some people are not aware that ISAs are subject to inheritance tax like most other investments. But the Octopus AIM Inheritance Tax ISA can provide inheritance tax exemption as well as tax-free income and growth.
With the Octopus AIM Inheritance Tax ISA, we invest your money in a portfolio of carefully chosen companies listed on the Alternative Investment Market (AIM). We choose established companies that are typically profitable and paying regular dividends. You retain access to your investment, which continues to enjoy all the benefits of the ISA wrapper. However, the most important factor is that we invest in the shares of companies that are expected to qualify for Business Property Relief. As long as shares have been held for at least two years and are still held when the investor dies, they can be left to their beneficiaries free from inheritance tax.
You should keep in mind that tax rules may change in the future, and the value of tax reliefs depends on your own personal circumstances. You should also know that tax reliefs depend on portfolio companies maintaining their qualifying status. Please remember, we cannot offer any guarantees about the growth you will achieve. Also, the value of an investment may go down as well as up and you may not get back what you originally put in.
For full details of the benefits, fees, charges and risks, read the product brochure below. Before making an investment decision, we recommend you talk to a financial adviser and read the ‘What are the risks?’ section below.