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Loans backed by bricks and mortar

Octopus Choice lets you target great interest by investing – alongside us – in loans backed by bricks and mortar. Your capital is at risk, and instant access cannot be guaranteed.

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It’s built on one of the oldest asset classes around: secured lending. The practice of lending to individuals or companies secured against residential property is as traditional as it gets, and has been the staple of financial institutions for centuries. Now, thanks to the development of peer-to-peer technology, everyday investors can enjoy the benefits, too.

There’s no fixed term to lock you in, and no hidden fees or unexpected charges. If you have money to invest, but aren’t comfortable investing it in the stock market, it could be the choice you’ve been waiting for.

Some risks to keep in mind

This sort of investment is not suitable for everyone and it’s important that you fully understand the risks involved. We do not offer investment or tax advice, and we always recommend you talk to a financial adviser before making investment decisions.

This investment places your capital at risk, and you could get back less than you originally invest. This product is not covered by the Financial Services Compensation Scheme. Instant access is not guaranteed. For the full risks, please visit

Octopus Choice is a trading name of Octopus Co-Lend Limited, 33 Holborn, London EC1N 2HT, which is fully authorised and regulated by the Financial Conduct Authority (reference number 722801).