Loans in Octopus Choice

Explore the underlying assets that make up our loan book

The lending team

All loans on the Choice platform are secured against property and arranged by Octopus Real Estate. The team has lent more than £4 billion across over 3,000 loans.

Current loan book

£255M

Assets under management

£664,923

Average loan size

£23,160

Smallest loan on platform

£3.54M

Largest loan on platform

All information as at 31 January 2020

Loan to value

Loan to value (LTV) is an important measure of risk for secured lending. Octopus Real Estate looks to arrange loans at conservative LTVs.

64.76%

Average LTV

8%

Minimum LTV on platform

85%

Maximum LTV on platform

As at 31 January 2020

Managing access to your investment

It’s not unusual for some loans to become late paying. Because this affects your ability to withdraw, we try to limit your exposure to any one loan.

93.36%

Proportion of loan book available to withdraw

5.50%

Average maximum exposure to a single loan*

5.94 years

Average loan term

*Assumes above £100 current investment

All information as at 31 January 2020

Keeping things on track

When loans are late paying – meaning the money is unavailable to withdraw – we work hard to speed up the recovery of capital and interest.

Current lending mix

See where we lend and what sectors we lend in

Lending by type

Lending by location

View all our loans

For even greater detail, export and explore our loan book in full

We’re here to support you

If you’ve got a question about any of our products or services, please get in touch.

Contact our team

Got a question?
Call us at 0800 316 2067