Loans in Octopus Choice
Explore the underlying assets that make up our loan book
The lending team
All loans on the Choice platform are secured against property and arranged by Octopus Real Estate. The team has lent more than £4 billion across over 3,000 loans.
Current loan book
£255M
Assets under management
£664,923
Average loan size
£23,160
Smallest loan on platform
£3.54M
Largest loan on platform
All information as at 31 January 2020
Loan to value
Loan to value (LTV) is an important measure of risk for secured lending. Octopus Real Estate looks to arrange loans at conservative LTVs.
64.76%
Average LTV
8%
Minimum LTV on platform
85%
Maximum LTV on platform
As at 31 January 2020
Managing access to your investment
It’s not unusual for some loans to become late paying. Because this affects your ability to withdraw, we try to limit your exposure to any one loan.
93.36%
Proportion of loan book available to withdraw
5.50%
Average maximum exposure to a single loan*
5.94 years
Average loan term
*Assumes above £100 current investment
All information as at 31 January 2020
Keeping things on track
When loans are late paying – meaning the money is unavailable to withdraw – we work hard to speed up the recovery of capital and interest.
Current lending mix
See where we lend and what sectors we lend in
Lending by type
Lending by location
View all our loans
For even greater detail, export and explore our loan book in full
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Contact our team
Got a question?
Call us at 0800 316 2067