Loans in Octopus Choice
Explore the underlying assets that make up our loan book
The lending team
All loans on the Choice platform are secured against property and arranged by Octopus Real Estate. The team has lent more than £4 billion across over 3,000 loans.
Current loan book
£276M
Assets under management
£667,000
Average loan size
£75,000
Smallest loan on platform
£3.54M
Largest loan on platform
All information at 30 April 2020
Loan to value
Loan to value (LTV) is an important measure of risk for secured lending. Octopus Real Estate looks to arrange loans at conservative LTVs.
59.6%
Average LTV
3%
Minimum LTV on platform
76%
Maximum LTV on platform
All information at 30 April 2020
Managing access to your investment
It’s not unusual for some loans to become late paying. Because this affects your ability to withdraw, we try to limit your exposure to any one loan.
4.48%
Average maximum exposure to a single loan*
6.27 years
Average loan term
*Assumes above £100 current investment
All information at 30 April 2020
Keeping things on track
When loans are late paying – meaning the money is unavailable to withdraw – we work hard to speed up the recovery of capital and interest. Data at 30 April 2020.
Current lending mix
See where we lend and what sectors we lend in.
Data shown for the last financial year running from 1 May 2019 to 30 April 2020.
Lending by type
Lending by location
Data at 30 April 2020.
View all our loans
For even greater detail, export and explore our loan book in full.
Contact our team
Got a question?
Call us at 0800 316 2067